Author: Chris Brycki

Chris Brycki is the Founder & CEO of Stockspot, Australia’s first and largest digital investment adviser. He founded Stockspot in 2013 with a clear goal. Help everyday Australians invest better using low cost, diversified ETFs. No stock picking. No market timing. No conflicts. Chris has over 25 years of investment experience. He spent much of his early career as a Portfolio Manager at UBS, managing diversified portfolios and gaining first-hand experience inside traditional financial institutions. He has served as a member of the ASIC Digital Advisory Committee and volunteered on the Investment Committee for the NSW Cancer Council. These roles reflect his long-standing interest in improving outcomes for investors and using capital more responsibly. Chris writes about investing, markets, superannuation and the psychology of money. His focus is long term thinking, disciplined behaviour and avoiding the common mistakes that derail investors. He is a regular commentator in Australian media and has been featured in the AFR, SMH, The Australian, ABC and Sky News. He also appears on podcasts, panels and industry events discussing investing, financial literacy and the future of advice. Chris holds a Bachelor of Commerce in Accounting and Finance from the University of New South Wales, where he was a Co-op Scholarship recipient.

Investing

Gold is above US$3,000 for the first time. What to expect next

Gold has had an extraordinary run. In just over a year it has surged from US$2,000 to over US$3,000 per ounce.

Investing, Super

Investment property vs super: where should you invest in Australia?

Should you buy an investment property or invest more money into your super? It’s one of the biggest financial decisions Australians face.

Investing

What to do with a financial windfall: How to make unexpected money last

A financial windfall can change your life, if managed wisely. Stockspot helps Australians invest surprise money like lotto wins or large payouts, so it grows and supports your future.

Super

3 hidden fees in your super (and how to avoid them)

Super funds love to market themselves as low-cost, but the reality is many of the biggest fees aren’t clearly disclosed.

Investing

6 investing mistakes to avoid when the share market falls

The Australian share market dropped recently – here are the key mistakes investors should avoid during a downturn.

Investing, SMSF

Investing after hybrid securities are phased out

APRA has announced the phase-out of ASX hybrid securities by 2027. Whats next for SMSF investors?

Investing

ETF bubbles – and six other myths about ETFs debunked

Are ETFs causing a market bubble? We debunk this and other myths pedalled by active fund managers about indexing and ETFs.

Investing, SMSF

The End of Hybrid Securities in Australia: What Investors Need to Know

Hybrid securities are investment products that combine a ‘hybrid’ of both debt and equity.

Super

Introducing Stockspot Super

Stockspot Super has been designed to put members first – through low-cost, transparent investing and expert support.

Super

Understanding Stockspot Super’s Investment Options

In this article we dive into Stockspot Super’s unique investment options and why they may be the right fit for different types of investors.

Super

The Benefits of Combining ETFs and Super

How combining ETFs with a superannuation strategy creates a diversified, cost-effective portfolio that supports long-term growth.

Super

How Does Stockspot Super Work?

Superannuation can feel confusing for many Australians, especially when it comes to understanding whether your retirement savings are being managed effectively.

Super

Why Age Matters in Your Super Investment Strategy

At Stockspot Super, we tailor investment strategies to align with your age, ensuring your super grows efficiently while managing risks.

Finance, Investing

How much super should I have at each age?

We explore how and why two people can have vastly different super balances and the ‘benchmark’ figure for your age.

Finance, Investing

What is a super retirement bonus?

Super retirement bonuses are a cash ‘bonus’ paid by some super funds. Is it wise to invest in a fund offering a retirement bonus?

Super

What Makes Stockspot Super Different

How transparency and low-cost investments set Stockspot Super apart from traditional super funds.

Super

How Super is Taxed in Australia

How superannuation is taxed in Australia, including at the contribution, growth, and withdrawal stages.

Investing

How to save for your first home deposit faster by investing

Planning to buy your first home? Discover how Stockspot’s free consultation and ETF portfolios can accelerate your savings and help grow your home deposit faster.

Investing

How to plan your retirement income in Australia

Plan your retirement income with smart, low-cost investing strategies from Stockspot.

Investing

Received a bonus or commission? How investing can make your money work smarter

Received a work bonus or sales commission? Discover how investing can make your money work harder.

Investing

Selling your business: How to grow the proceeds wisely

Turning a business sale into lasting wealth takes calm, clear decisions. Stockspot helps Australian founders invest confidently after an exit, without the stress of stock picking.

Stockspot Performance Update
Investing, Reports

Stockspot Performance Update: December 2024

The Stockspot Model Portfolios all delivered positive returns in 2024. The portfolios returned 14.4% to 19.0% after fees.

Investing, Reports

Stockspot Sustainable Portfolios: December 2024 Update

Over the 12 months to 31 December 2024, the Stockspot Sustainable Portfolios have delivered returns of 15.6% to 20.9% (after fees).

Investing

What is the best way to buy gold in Australia? (2025 Guide)

We discuss three different ways to invest in gold in Australia, along with the pros and cons of each method, so investors can make an informed choice.

Finance, Investing, Life

What are the odds of picking a Melbourne Cup winner?

You have a better chance of picking a Melbourne Cup winner than an outperforming global fund manager.

Stockspot Performance Update
Investing, Reports

Stockspot Performance Update: September 2024

Our five core options returned 16.2% to 21.9% after fees while our Sustainable options returned between 17.3% and 23.1%.

Investing, Life, News

Helping friends and family discover the power of investing

This article offers tools to highlight the importance of investing and to help you share valuable insights for becoming a successful investor.

Global Share ETFs, Investing

Emerging Markets IEM – Questions we get asked

Stockspot balances client portfolios to include a range of different international share ETFs, this includes emerging markets alongside developed market ETFs, for long term returns.

Investing

Product update: Stockspot cash account

We’re moving cash account providers. We’ve prepared some FAQs to help answer any questions you may have about this change.

Investing, Reports

Best Performing Managed Funds in Australia

How do you choose which managed fund to invest in? Find out by reading our review on some of the best and worst performing managed funds.