Life after a business sale
Selling your business is a major achievement. But once the deal is done, the next challenge begins: how to turn that one-time payment into a long-term plan for your future. After years of building something from the ground up, many founders wonder what’s next, especially when it comes to managing the proceeds from a sale.
You might be asking:
“How should I invest the money from my business sale?”
“How do I protect and grow this wealth for the future?”
At Stockspot, we help Australians turn one-time windfalls into long-term financial stability. Whether you’re retiring, starting a new venture, or simply enjoying a slower pace, we’re here to support your next chapter with smart investing strategies.
What to do when you’ve sold your business
How do I turn the lump sum into lasting wealth?
A business sale often leaves you with a large, one-time payment. It’s tempting to sit on it, or jump into risky investments. But smart diversification is key. Creating a low-cost, professionally managed portfolio spreads your risk and puts your money to work in a sustainable way.
What if I want to take a break or retire early?
Whether you’re planning a sabbatical or an early retirement, investing part of your sale proceeds can generate passive income and protect against inflation. The right setup gives you flexibility, without locking you into high-risk or time-consuming strategies.
How to plan financially after selling your business
- Pause, plan, and don’t rush
After the adrenaline of a sale, it’s tempting to make quick decisions. But this is the moment to slow down and create a clear, long-term plan. Consider your lifestyle goals, future ambitions, and how much you want to keep liquid. - Understand the tax implications
Proceeds from a sale may be subject to capital gains tax, especially if you’ve held the business for a long time. Working with a financial adviser can help you structure your investments in a tax-efficient way. - Diversify away from your old industry
Many business owners have most of their wealth tied to one industry. After a sale, it’s important to diversify. Investing across different asset classes; shares, bonds, and international markets, reduces your exposure to any one sector. - Set clear post-sale goals
Understanding what you want to achieve with the proceeds of your business sale is important; getting clear on your goals will help you make informed decisions on the best use of these funds and your timeline.
Make smarter financial decisions
Do you want to fund a new startup? Travel the world? Buy property? Your goals will shape your investment strategy. Knowing what you’re working toward helps you find the right mix of growth, income, and capital preservation.
Invest steadily, not emotionally
It’s easy to get swayed by trends or hype, especially if you’ve been an entrepreneur. But evidence shows that low-cost, diversified portfolios outperform over time. Stay focused on your long-term strategy, not market noise.
Protect your financial future
If you’ve sold your business to secure your family’s future, make sure your investment plan reflects that. Consider estate planning, insurance, and the right legal structures to preserve your wealth across generations.
Why founders trust Stockspot
Stockspot is Australia’s largest online investment adviser, and we’re trusted by thousands of successful Australians, many of whom have sold businesses, inherited wealth, or experienced major life changes.
Our portfolios are built using diversified ETFs that give you exposure to Australian and global markets. We help you manage your risk, stay the course, and keep your investment costs low.
Whether you’re investing a seven-figure exit payout or looking to build income for retirement, we make the process simple, transparent, and stress-free.
How Stockspot supports you after your business sale
Book a free, no-pressure consultation with a Stockspot adviser. We’ll help you:
- Invest the proceeds of your business sale with a clear, diversified strategy
- Match your investments to your life goals, whether that’s growth or income
- Align your portfolio with your values – such as sustainable investing
- Keep fees low so more of your money stays invested
- Set up automatic deposits or drawdowns to suit your cash flow
- Avoid common mistakes like market timing or concentrated bets
- Make confident, informed decisions, without pressure or jargon
Take the next step with Stockspot
Selling your business was just the beginning.
Let us help you turn that hard-earned success into lasting financial confidence.
Whether you’re planning your next venture or enjoying the freedom you’ve earned, Stockspot is here to help you invest with purpose.
About Stockspot
Stockspot is Australia’s leading online investment adviser, trusted by over 16,000 Australians. We offer transparent, low-cost portfolios designed to grow and protect your wealth—whether you’re just starting out or have just exited a business.
Our evidence-based investment philosophy is simple: low fees, smart diversification, and no hype.
See how our portfolios have performed here
