Life after a payout
Receiving an insurance payout, whether through NDIS, a personal injury claim, or trauma cover, is often a turning point. It can bring financial relief, but also big questions. How do you make this money go further? How do you use it to genuinely improve your life?
You might be wondering:
“How do I make this payout last?”
“What’s the best way to invest this for my future needs?”
At Stockspot, we help Australians turn lump sum payouts into sustainable, long-term support. Whether you need income for daily living, future care, or just greater independence, we’re here to help your money do more, with calm, smart investing, in professionally managed portfolios.
What to do when you’ve received an insurance or NDIS payout
How do I manage the payout wisely?
An insurance payout can feel like a windfall, but it’s really a means for generating future income. For many, it needs to last years or even a lifetime. That’s why a clear investment plan matters. Spreading your money across a diversified mix of growth and defensive investments can help protect it from inflation and market ups and downs.
What if I need regular income from my investment?
We can structure your investment to provide ongoing income, without eating into the principal too quickly. Whether you need funds monthly, quarterly or on an as-needed basis, our portfolios can work alongside your NDIS or personal budget to provide steady support.
How to set yourself up for financial success after an insurance payout
- Start with a plan that fits your needs
Whether you’re managing a disability, supporting a loved one, or recovering from injury, your needs are unique. A good financial plan starts with understanding what you need now, and what you might need later.
- Protect your payout
Insurance settlements can sometimes attract attention; from scammers, salespeople, or even well-meaning friends. Investing with a trusted, regulated adviser helps ensure your money is protected and used for your benefit.
- Balance access with growth
It’s important to keep some funds accessible and liquid for emergencies or major costs. But leaving everything in cash can mean your money loses value over time. The right mix of cash, shares and bonds helps your money grow while still giving you flexibility. - Make smarter financial decisions
Set meaningful goals. Do you want to buy a home, fund future care, or build a safety net for your family? Having clear goals gives purpose to your investment. We’ll help you match your portfolio to the life you want to build.
- Invest steadily, not emotionally
Market ups and downs are normal. What matters is sticking to your plan. Our automated portfolios take the stress out of decision-making, so you can focus on your wellbeing.
- Get support when you need it
You don’t need to know everything about investing. That’s our job. We’ll guide you through the options, without pressure or confusing jargon.
Why people trust Stockspot after a payout
At Stockspot, we specialise in diversified portfolios built from ETFs. These portfolios are simple, low-cost, and tailored to your risk profile. We don’t chase fads or promise unrealistic returns, we build long-term plans that help your money work for you.
We support Australians who’ve received insurance payouts; our approach is calm, evidence-based, and easy to manage, even if you’re new to investing.
How Stockspot support you after an insurance payout
Book a free, no-pressure consultation with a Stockspot adviser. We’ll help you:
- Invest the proceeds of your business sale with a clear, diversified strategy
- Match your investments to your life goals, whether that’s growth or income
- Align your portfolio with your values – such as sustainable investing
- Keep your money safe and provide options to keep some liquid all while working for your future
- Avoid the pitfalls of high-risk or high-fee financial products
- We support you to make informed, confident decisions, on your terms.
Take the next step with Stockspot
An insurance payout can change your life. We’ll help make sure it’s for the better.
Whether you’re planning for care, independence or stability, Stockspot is here to help you invest with clarity and confidence.
Want to know more about Stockspot?
Stockspot is Australia’s largest online investment adviser, trusted by over 16,000 Australians. We build smart, low-cost portfolios that grow and protect your wealth over time.
If you’ve received an insurance payment, personal injury settlement or trauma insurance payout, we can help you turn it into something lasting: peace of mind.
See how our portfolios have performed here.
